Common Types of Plumbing Issues:

• Burst Pipes: Often caused by old age or freezing weather.
• Appliance Leaks: Problems with washing machines, dishwashers, or refrigerators.
• Overflows: Toilets or tubs that spill over and soak the floor.
• Hidden Leaks: Slow drips under sinks or behind showers that stay hidden for weeks.

The Problem with Insurance Companies

When you make a claim, the insurance company will send out their own adjuster to take a look. This person's main goal is to save the insurance company money, so they might not always be looking out for your best interests. They might miss some hidden damage or try to blame the problem on you, saying it was caused by poor maintenance on your part. Sometimes, they'll even try to use the "14-day rule" as a way to get out of paying altogether, claiming that if the leak started more than two weeks ago, it's no longer their problem.

How a Public Adjuster Helps You

A public adjuster is on your side, not the insurance company's. They do a thorough inspection to uncover all the damage, including the kind you can't see. Their goal is to make sure the insurance company gives you a fair deal, covering all the costs to properly fix your home, like professional drying and mold prevention, so you can get back to normal.

Expert Help for Water Damage Claims

What to Do When Water Hits Your Home

Water damage is one of the most common reasons people file insurance claims. Whether it’s a pipe that suddenly popped or a roof that started leaking during a storm, the stress can be overwhelming. To protect your home, you should.

• Stop the water: Turn off your main water valve immediately.
• Take photos: Document everything. Take videos and pictures of the water and any ruined items.
• Call for help: Get a professional on your side before you talk to the insurance company.

Why Your Payout Might Be Too Low

Insurance policies are full of "fine print" and confusing words. Many homeowners get their claims denied or receive a check that is too small to cover the repairs. This happens because insurance companies focus on their own bottom line.

The Benefits of Professional Representation

Using a public adjuster can make a massive difference. Statistics show that homeowners who use an adjuster often receive significantly higher payouts than those who handle it alone.

• Expert Evidence: We gather the proof the insurance company can’t ignore.
• Smart Negotiation: We know the tactics insurance companies use and how to beat them.
• Stress-Free Process: We handle the paperwork and the phone calls so you can focus on getting your life back to normal.

Don't Wait Until It's Too Late

Get the Settlement You Deserve

If your claim was denied or the check they sent doesn't cover the damage, don't worry, it's not the end of the road. We can still help you reopen the claim and work to get you a fair amount to fix things.

Stop struggling with insurance companies alone! BDP Adjusters is here to be your voice.

Call us now for a free claim review and let us maximize your settlement!